After carefully reviewing this week’s lecture materials (videos, PPT lectures, and articles), please respond to the following question(s):

Q1: Define FinTech and briefly discuss its key building blocks. (b) Select and analyze an organization to identify and recommend to its CEO a FinTech innovation within a specific financial sector (e.g., payments, lending, trading, asset management, insurance, and risk management). Justify your proposal and be sure to shed light on potential gains.

Q2: Conduct research to explore and share some primary benefits, risks, and challenges associated with using AI-based FinTech solutions. You can focus your response on a specific industry such as banking (e.g., what are some challenges that banks face when executing an AI strategy?)

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